Perspective for
the decisions ahead.
Articles on civil legal issues, business questions, and planning for your future.
These articles provide general information. Laws and procedures can change; an article is not a substitute for advice about your circumstances.
Before You Personally Guarantee a Florida Business Debt: Six Questions to Ask
A personal guaranty can create obligations separate from your role as an LLC owner. Before signing, review the covered debt, limits, enforcement terms, and exit provisions.
Behind on Credit-Card Payments in Florida? Know Your Options Before You Agree to Pay
Falling behind on credit-card payments? Learn what to gather, what to ask before agreeing to a settlement, and why court papers require prompt attention.
Received a Florida Notice to Owner? What Homeowners Should Check Before Paying
A Florida Notice to Owner is not itself a lien. Learn what homeowners should check about project records, releases, and final payment before a dispute grows.
Florida Homeowners Insurance Claim Delayed or Denied? Build Your Claim File First
Learn which policy documents, damage records, estimates, and communications to organize before challenging a delayed or denied Florida homeowners insurance claim.
Starting a Florida LLC With Someone Else? Five Questions to Answer First
Before sharing ownership of a Florida LLC, address management, contributions, voting, records, and exit terms. A clear operating agreement can reduce uncertainty.
Florida Security Deposits: The Move-Out Deadlines Renters and Landlords Should Know
Florida renters and landlords face short security-deposit deadlines. Learn the return, claim, and objection rules, when email notice works, and why the seven-day deposit notice does not replace tenancy-termination notice.
Can an Email or Text Message Create a Binding Contract in Florida?
A quick “approved” can carry more weight than you expect. Learn what to check before accepting a proposal by email or text—and what records to keep.
Artificial Intelligence, Privacy, and Liability: What Businesses and Consumers Should Know
Questions for businesses and consumers about using artificial intelligence, protecting information, and assessing risk.
Understanding Your Rights: The Magnuson-Moss Warranty Act and Florida’s Lemon Law
An introduction to warranty disputes and the different protections that may apply when a vehicle has recurring problems.
Small Claims Court: A Practical Guide to Everyday Disputes
An overview of small claims court and the practical questions to consider when a civil dispute arises.
Chapter 7 Bankruptcy: A Fresh Start for Consumers
A starting point for understanding Chapter 7 and the issues to discuss before considering bankruptcy.
Understanding Your Rights Under the Florida Consumer Collection Practices Act
A look at Florida’s Consumer Collection Practices Act and concerns that can arise during debt collection.
Corporation vs. LLC: Choosing the Right Business Structure for Your Venture
Questions to consider when comparing business structures and planning a new venture.
Understanding the Power of Attorney: Your Essential Guide to Financial and Medical Decision-Making
An introduction to planning for financial and medical decisions and choosing someone to act on your behalf.
Mastering Credit Card Debt: Strategies for Relief and Financial Freedom
A discussion of options and practical considerations when credit card debt becomes difficult to manage.
Understanding and Stopping Wage Garnishment: Your Path to Financial Recovery
An introduction to wage garnishment and the importance of reviewing the documents, deadlines, and circumstances.
Understanding Florida's Homestead Law: Protecting Your Home and Family
A look at homestead issues that can affect a Florida home and the family’s planning.
Unveiling the Power of Living Trusts: Securing Your Legacy
Questions to consider about living trusts and how they may fit into a broader estate plan.
Navigating Probate: Understanding the Process and Strategies to Avoid It
An overview of the probate process and planning questions to discuss with an attorney.